How Habitat Works
Redwood River Habitat for Humanity builds homes in partnership with hard-working, low-income families and individuals in Redwood and LyonCounty. Future homeowners must put in at least 300 hours of “sweat equity” labor by helping to build their own home and working on other Habitat projects. A $500 down payment is required, which can be paid in installments before construction begins. After construction is completed, houses are sold at cost to partnering homeowners, with no-interest mortgages. Monthly mortgage payments are required.
How to Apply
In order to apply for Habitat's homeownership program, you must complete an application. Redwood River Habitat for Humanity accepts applications based on our building schedule or can be downloaded from this site. Adobe reader is needed to view this document
Information You Will Need to Complete an Application
In order to complete the application, you will need to provide copies of the following items:
- Your Income Tax Returns for the last two years
- Your last four (4) paycheck stubs or similar proof of income
- Your last three (3) bank statements, including name of bank, mailing address and your account number(s)
- Proof of child support and/or public assistance (e.g. SSI, AFDC, Social Security, retirement benefits, food stamps, etc.), if you receive them.
- Name, mailing address and telephone number of your current employer
- Name, mailing address and telephone number of your past employer
- Name, mailing address of your current landlord
- Name, mailing address of your past landlord
- Name, mailing address, and account number of three (3) credit references (auto loan, department store, bank loan, etc.).
- Verify that you do not qualify for a conventional home loan by bringing the completed Conventional Home Loan Verification form.
- Application Forum Here just click on it and print it out...........
Equal Housing
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support a program in which there are no barriers to obtain housing because of race, color, religion, sex, handicap, familial status, or national origin.
If your family, or a family you know, resides within Redwood or Lyon counties of Minnesota and is in need of decent, affordable housing, contact our Habitat Office to refer or apply.
We can give you information on the availability, size, costs, and sweat equity requirements for Habitat houses in the area, as well as information on the application process.
